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Emerging Markets can lead in reducing Credit Card Fraud

Author : Manju Murthy      Blog : [Mobile] Commerce Insights      Date : 2/7/2013 5:39:00 AM

'It is only natural for us to get concerned when the media is full of reports of credit card fraud (Fraud ring busted, Indian credit card industry hit with INR30Cr fraud), especially when so much effort is made by the industry to convince us that electronic payments are safe.  I agree that card payments are basically secure, with fraud at less than 50 basis points (0.5%).Having said that, there are a few facts that are disconcerting Some of the card data was stolen from POS infr(...)'

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New twist in payment card security

Author : Manju Murthy      Blog : [Mobile] Commerce Insights      Date : 10/24/2012 9:34:00 AM

'The security breach at Barnes & Noble stores is noteworthy, because of the interesting twist in this story.  We in the payments industry have always believed that online payments were the hairy ones, with payments made at stores safe and secure, especially when you enter your PIN.The breach at Barnes & Noble retail outlets occurred due to tampered PIN Pads.  Guess what, their online stores are safe and secure.Key takeaway points to retailers:Nothing is intrinsicall(...)'

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